Make a Plan For Buying
Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It is important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there. Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.
First, ask yourself how much can you afford to pay for a home. If you're not sure of the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford so that you ONLY look for homes in your price range. Getting pre-approved helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but you subsiquently discover are beyond your ability to purchase.
Second, ask yourself where you want to live and what is the best location for you and/or your family. Things to consider include:
There's a whole lot more to consider, but brevity is probably the best course of action for now. This gives you a good start on what to consider.
I believe in meeting with you as the first step to accurately define WHAT you want to spend, WHAT you want in a home, and WHERE you want to live. Being organized is a great start. Just call me and we'll get started.
CLICK HERE to send Keith an email or call 502-992-4186.