Here’s a really unique idea…take a minute to truly assess your housing needs. REALLY think about this…Are your kids gone? Is the house too big to take care of? Would you like a vacation home instead? Are you maintaining your huge home simply for status purposes?

Here’s why I want you to think about this…REALLY think about it. It’s a PERSONAL revelation I went through a number of years ago.

I read that the average person in America works until May 13 of each year (on average – regardless of how much you make) to pay their taxes. I figured on top of that, I was working until the end of October just to pay the bank for the debt I had (two cars, credit cards, the biggest home I could afford, etc – you know, just like MOST people have).

That means I was busting my butt all year just to get the benefit of the last two months for myself. Maybe you don’t agree with this analogy, but to me it is VERY VALID. I was spending a lot of my year working for other people.

I decided to change that. Our house was WAY bigger than we needed. We had been living for the “show,” trying to impress the “Jones’s.” I sold that house and bought a wonderful home in a less “fashionable” neighborhood (it’s actually a better neighborhood with a better group of people – just not as “fashionable” if you know what I mean – if you don’t, I mean “uppity”).

The result is, less stress, more happiness, more freedom from financial calamity (or potential calamity), and a better overall lifestyle.

That’s what down-sizing can do for you!! With the changes in the tax laws of a few years back, you can unlock hundreds of thousands of dollars from your home on a tax free basis. Buy a smaller home and put the rest in your pocket. How about buying a small retirement home instead?

There are lots of life-improving possibilities out there if you’re willing to just think about it and investigate your particular situation. If you need someone to speak with, I’ll be happy to lend an informed and personally experienced ear.